Ping An Life’s “Shengshi Youxiang” personal pension product launch conference and ice and snow music carnival event were successfully held

On March 1, China Ping An Life Insurance Co., Ltd.(hereinafter referred to as Ping An Life Insurance or the Company) held a new tax-free product at the Beidahu Ski Resort in Jilin Province’^{【1】【2】}The launch conference and the Ice and Snow Music Carnival event launched a major release of personal pension products. Sun Hanjie, assistant general manager and chief actuary of Ping An Life, delivered a speech at the press conference. Yang Yang, general manager of the product strategy and R & D team of Ping An Life’s product design department, and Li Guanru, director of the sales support department of Ping An Life’s personal insurance business department, respectively discussed Shengshi Youxiang ‘s product characteristics and Ping An Companion Bank’s series of customer rights services. Relevant leaders, media representatives and customer representatives of Ping An Life attended the event to witness the product release. Strong singer Han Lei and famous band Shuimu Nianhua sang passionately and participated in the grand event with the audience.

Sun Hanjie said in his speech at the event: With the full implementation of the personal pension system nationwide, we can better plan the future for ourselves and our families. Ping An Life Insurance launched Shengshi Youxiang personal pension products in a timely manner, which is not only a positive response to national policies, but also a solemn commitment to a happy and beautiful life for every customer. rdquo;

Policy trends have given rise to new options for elderly care, and the three highlights of Shengshi Enjoy meet differentiated needs

In order to actively respond to the aging of the population, the implementation of personal pension policies has been accelerated and has become a key measure to improve the third pillar of my country’s pension insurance. Ping An Life actively responded to national policy requirements and launched Shengshi Youxian personal pension products, which take into account policy dividends and future guarantees, which can help customers save money now and worry about peace of mind in the future. On the one hand, with the help of preferential tax policies, Shengshi Premium can save up to 5400 yuan in tax per year during the payment period^【3】, really save real money.“” On the other hand, the period and method of receiving pension insurance benefits are written into the contract, which can be paid with stable cash flow and ensure customers a happy old age. Shengshi Youxiang also has a policy dividend function, allowing customers to participate in and share the operating results of the company’s dividend insurance business and enhance the growth potential of personal pension reserves.

According to Yang Yang, Shengshi Youxiang has the following three unique highlights in meeting customers ‘differentiated elderly care needs. First, there are multiple delivery periods, and long-term purchases and long-term enjoyment. Shengshi Youxiang provides multiple payment periods^【4】, you can pay up to before retirement, and support big parents to enjoy preferential tax policies. Second, there is a wide range of options for receiving age. In terms of collection time, the product is designed to start continuously from 55 to 70 years old.^【5】, for everyone to choose on demand. The third is to match different pension cash flow needs. Shengshi Youxiang provides two methods of collection: one-time collection and annual collection^【6】, adapt to the needs of customers for personalized elderly care.

In addition, Shengshi Premium customers who meet certain conditions can enjoy the rights and interests of Ping An Zhenjia Family Medical Services^【7】Get services such as doctor consultation, special physical examinations, and outpatient appointment assistance provided by a professional team to make life more secure and worry-free.

Meet the expectations of a better life and accompany you safely to help customers worry, save time and save money

In recent years, customers ‘demand for wealth protection, healthy living, and quality elderly care has continued to rise. Relying on Ping An Group’s medical and elderly care ecosystem, Ping An Life continues to expand the connotation and extension of insurance and is committed to meeting the people’s growing needs for a better life. On the one hand, Ping An Life continues to deepen the construction of insurance + medical health insurance + home care“”“^【8】”“Insurance + high-quality health care community^【9】”mode^【10】, serve customer needs. On the other hand, around the three hot topics of sports health, children’s education, and cultural life that customers are concerned about, Ping An Life integrates high-quality resources in various fields to help customers worry, save time, and save money with rich activities and scarce rights.

At the event site, Li Guanru introduced in detail the rights and interests of Ping An Company’s series of customers. The first is sports: Ping An Life has created a multi-category sports membership system, including four major clubs and multiple product lines such as outdoor sports, intellectual sports, golf, and skiing, which fully provides customers with multiple experiences, from sports and exercise to leisure and entertainment. The second is education: Ping An Life has built three major education camps: research camps, enrollment camps, and overseas study camps, covering the three key needs of customers ‘children’s education literacy improvement, enrollment planning, and overseas study services, and providing one-stop educational companionship services for all school-age groups. The third is cultural aspects: Ping An Life has carefully designed three major scenes: culture, entertainment, and cultural tourism, and provided many rights such as intangible cultural heritage experiences, literary and artistic performances, and travel with famous artists.

As Li Guanru said: Behind these scenes, what supports us is the concept of three provinces of peace. We provide a multi-scene experience, so customers do not need to search and compare, which saves everyone peace of mind. We link one-stop service companionship, so customers don’t have to consult everywhere, saving time for everyone. There are also a lot of scarce rights and interests here to help everyone save money.& rdquo; In order to help customers obtain more quality and more distinguished extraordinary experiences, Ping An Life relies on the advantages of resource integration to introduce top events and authoritative organizations in the industry. At the same time, it selects professional and senior partners to polish the efficient operating system and provide customers with professional guidance., rare rights and excellent experience. Taking the rights and interests of education services as an example, Ping An Life has a deep insight into customers ‘confusion about their children’s studies. Together with famous teacher Zhang Xuefeng, Ping An Life has continued to launch lectures on the theme of further studies to provide parents and students with practical guidance and strategies for further studies. Related activities are popular and hard to get a ticket.

Ice and snow sports continue to heat up, and Snow Club is expected to release greater service value

It is worth noting that this event was held in the North Lake and attracted many customers who love ice and snow sports to participate. Beidahu Ski Resort is praised as a ski resort and powder snow paradise by snow friends because of its good snow trails, deep snow, long snow periods and good snow quality. The ski themed Ping An Life Snow Club was born here and now has 150,000 members, and its related service rights are favored by customers.

It is understood that since its launch in 2022, Xueyou Club and Beidahu have achieved in-depth cooperation. Currently, the club has been operating continuously for the third snow season and is deeply loved by customers. ldquo; Snowclub launches one-stop skiing rights for customers who meet the requirements, such as exclusive VIP lounge, VIP fast track, etc., to provide distinguished experience and professional services for the majority of skiing enthusiasts. As ice and snow sports continue to heat up and the club continues to operate, the Xueyou Club is expected to provide more customers with a more prestigious, more worry-free and more affordable service experience in the future.

A good elderly care policy will be sent home safely. Yang Zheng, Secretary of the Party Committee, Chairman and Interim Head of Ping An Life Insurance, said that Ping An Life actively responded to national policies, closely followed market demand, and launched personal pension products Shengshi Youxiang, aiming to meet the multi-level and diversified pension needs of financial consumers. Security needs and help preferential tax policies benefit more people. In the future, the company will continue to optimize product design, enrich product supply, and build a solid pension security network for more families; at the same time, it will further pool resources from all parties to work together to create more complete customer rights and services, and continue to provide customers with peace of mind. A time-saving and money-saving service experience, and professionalism to keep more families safe.

[Important Tips]:

[1] Ping An Shengshi Youxiang Pension Pension Insurance (Dividend Type) is referred to as Shengshi Youxiang.

[2] Ping An Shengshi Premium Pension Annuity Insurance (dividend-type) is dividend-type insurance. Policy holders can enjoy the surplus distribution rights of the insurance company’s dividend-type insurance products in the form of policy dividends. Future policy dividends are non-guaranteed benefits, and the dividend distribution is uncertain and may be zero in some years.

[3] Tax incentives mean that personal pension products can enjoy deferred tax incentives. The amount of tax saved during the payment stage varies due to factors such as personal annual income, applicable tax rates, regions, special additional deductions, etc., and the actual situation shall prevail. The maximum tax saving is 5400 yuan/year, calculated based on the annual income of more than 1.02 million yuan and the applicable tax rate of 45% for deposits of 12000 yuan.

[4] Various payment periods refer to the age of 50/55/60/65, and individual payment/6/10/15/20 years. There may be differences due to factors such as the insured person’s gender, age and other factors. You can choose as needed.

[5] The age at which to start collecting the policy can be collected. Men can choose from the anniversary of the policy between the ages of 60 and 70, and women can choose from the anniversary of the policy between the ages of 55 and 70.

[6] If you choose to receive one-time payment, the insured person can receive a pension of 100% of the basic insured amount when the agreed pension insurance benefits (referred to as pension) start to be collected, and the contract is terminated. If you choose to receive an annual pension, the insured person can receive a pension of 100% of the basic insured amount once every year starting from the agreed date of receiving the pension. The insured person can survive until the anniversary of the policy expires or when the insured person dies (whichever is earlier), the contract is terminated. There is a difference in the basic insurance amount under the one-time payment and annual payment methods. The annual receipt period is 20 years.

[7] Ping An Zhenxiang Home Medicine mentioned in this article is Ping An Zhenxiang Home Medicine Health Service Plan. The services involved include four types of services: doctor consultation, health management, chronic disease management, and disease management. Critical disease project management (Hong Kong, Macao and Taiwan and overseas) is provided by Beijing Peking Medical Hospital Management Co., Ltd., and other services are provided by Ping An Health Internet Co., Ltd. and its Shanghai branch. Among them, medical services are directly provided by third-party medical institutions. Beijing Beiyi Hospital Management Co., Ltd., Ping An Health Internet Co., Ltd. and their Shanghai branch only provide assistance in making appointments and do not participate in the provision of medical services.

[8] The home-based elderly care services involved in this article are provided by Ping An Health Internet Co., Ltd. and/or third-party service providers with business qualifications, among which the paid services need to be purchased by customers themselves; as of September 2024, home-based elderly care services cover 75 cities, and other cities will gradually expand. There are or may be differences in the services provided by different regions. The home care services provided by partner Ping An Health and its service providers may be adjusted. Please refer to the latest information disclosure of Ping An Butler’s service numbers/Mini programs.

[9] The health care community services involved in this article are not insurance products and related services. The insurance contract and related services signed by the customer shall be performed by Ping An Life Insurance Company of China to the customer; the health care community check-in service shall be performed by Ping An Zhenyinian (Shanghai) Enterprise Management Company Limited or a third party it cooperates with.

[10] Customers who hold valid designated insurance products with total premiums that meet the standards of safe home medicine, home care or health care communities will receive corresponding service rights. The content of Ping An Zhenxiang’s home medicine, home care, and health care community services mentioned in this article is for display and reference only, and does not constitute any form of commitment, guarantee, offer or invitation to make an offer. Ping An Life Insurance Company of China reserves the right to adjust the service content, service providers, and service provision rules.

[11] The insurance services involved in Xueyou Club are provided by Ping An Life Insurance, and other services other than insurance are provided by third-party professional companies; the use of rights and interests must follow relevant rules. For details of the service and usage rules, please refer to the Golden Butler APP-Xueyou Club. Ping An Life Insurance Company of China reserves the right to adjust the service content, service providers, and service provision rules.