GuShiio.com The report conducted surveys on 180 financial institutions in the Yangtze River Delta region, including policy banks, large state-owned banks, joint-stock banks, foreign-funded banks, urban commercial banks, rural commercial banks, and rural banks, and 1200 technology-based enterprises of different industries and sizes.
The first banking technology finance development report in the Yangtze River Delta region was released
Blue Whale News, February 21 (Reporter Jin Lei)Recently, the reporter learned that the Shanghai City Banking Association and Pudong Development Bank jointly released the “Yangtze River Delta Banking Technology and Finance Development Report (2025)”(hereinafter referred to as: Report). It is understood that this is the first banking technology finance development report in the Yangtze River Delta region.
As one of the most economically active regions in China, the Yangtze River Delta region has a demonstration effect on the exploration and practice of the banking industry in the field of science and technology finance. The report conducted surveys on 180 financial institutions in the Yangtze River Delta region, including policy banks, large state-owned banks, joint-stock banks, foreign-funded banks, urban commercial banks, rural commercial banks, and rural banks, and 1200 technology-based enterprises of different industries and sizes.
The “Report” comprehensively reviews the Yangtze River Delta science and technology financial policy system, development process and current status effectiveness. It is divided into four chapters: current status effectiveness, innovation practice, market entities, and summary and prospects.
The current situation and effectiveness chapter reflects the increasingly significant effectiveness of science and technology finance in the Yangtze River Delta banking industry. On the one hand, the policy system continues to improve, and the region has gradually established an overall policy framework system around the top-level design and strategic layout of the central government’s policies to accelerate the development of domestic science and technology finance. On the other hand, the science and technology financial ecosystem is becoming increasingly perfect, and various entities such as banks, insurance, guarantees, securities, leasing, and trusts have taken multiple measures to serve scientific and technological innovation, effectively promoting the development of new productive forces.
The Innovation Practice chapter shows the continuous innovation of science and technology finance practice in the Yangtze River Delta banking industry. The banking industry in the region continues to promote the construction of a science and technology financial management system, accelerate the innovation of science and technology financial products and the exploration of business models, broaden the types and coverage of science and technology financial services, promote the development of the regional real economy, meet the financing needs of science and technology enterprises, and form a series of typical representatives. Sexual and replicable innovative practical cases give full play to the leading and exemplary role.
The Market Entities chapter investigates the potential and service situation of the Yangtze River Delta science and technology finance market. Through questionnaire surveys and on-site visits, we will comprehensively understand enterprises ‘satisfaction, actual needs and development expectations for science and technology financial services in the Yangtze River Delta banking industry, and provide reference basis and targeted research directions for banking financial institutions to optimize science and technology financial services.
The Summary and Outlook section puts forward issues, suggestions and countermeasures for the development of science and technology finance in the Yangtze River Delta banking industry. At the top-level system design level, explore strengthening policy support from aspects such as risk sharing compensation, market construction, equity investment, corporate identification, policy assessment, information disclosure, and monetary policy tools; at the development strategy level, improve the quality of science and technology financial services in the Yangtze River Delta banking industry. Efficiency, optimized and improved from aspects such as customer expansion, digital construction, risk control, product innovation, and external cooperation.
